One thing is for sure. Health insurers need to get creative to widen their coverage and if premiums are to fall. One way could be to promote preventive medical technologies to their customers that could be subsidised by lower premiums for the first few years. Especially within critical care insurance, if claims come in early, lives are saved and treatment costs and claims are much lower. Everyone wins spectacularly. Paragise is doing the exact same thing with Breastlight in South East Asia.
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